In Germany, one does not pay any tax for their first 801€ of capital gains each year. I personally try to realize at least 801 EUR each year to use this benefit, but I am now curious how much of a difference in the long term this makes.
Recently I read “Mindless Eating: Why We Eat More Than We Think” by Brian Wansink. Here is my impression (somewhat positive) and summary.
Some participants brought their children to our impro workshops a couple times (mostly due to not having anyone else to leave them with). Observing children in impro context made me think and I made a number of observations about the connection between impro and childhood.
I’ve been doing impro for quite some time now, however, I still often get disapproving reactions in my mind when others do something. Here are my reflections - mostly about reactions, handling and this being ok.
Saving Ninja had a new thought experiment recently (#6, about unpopular opinions). I again felt like making an overview of responses. Thus, here it is!
I’ve discovered a peculiar trick for coping better with negative events in one’s life. The idea is to try to find a reasonable explanation. I suspect that this may be connected to meditation.
Interactive Brokers have monthly “inactivity” (aka Monthly Minimum) fee. It is not obvious how one can see this fee being applied. Here is one way (spoiler: through statements).
Occasionally I need to link a domain parked at Namecheap to a Linode and each time I forget how to do it. Thus, here is a guide (i.e. a cheat-sheet for me).
The new thought experiment is live and this time it is about unpopular opinions, which your peers don’t share with you.
Mr. Money Mustache wrote multiple times about weaknesses and inconvenience. This made me think about the modern world mechanics around them. I then understood that capitalism benefits from people being weak and avoiding inconvenience. Let’s see how.
I’ve noticed that some impro games can be played in a group unrelated to impro (e.g. work colleagues at a party). Here is my compilation of such games.
As you have already read, I started doing impro recently. I enjoy it enormously. This is my reflection on what I enjoy and why.
I tried impro recently (aka improv, improvisation theater). I did extremely enjoy the experience, but also felt like I didn’t get enough out of the workshops (they are surprisingly crowded). Thus, I will try to practice in much smaller groups (like 2 people). This can be challenging since majority of games are for more people. Here is my compilation of warmup and “main course” impro games for 2 people.
Lecture 8, recognizing relatives.
Imagine that you have 1000 USD on the evening of 31st of December, 2017. In addition to that you happen to know daily prices of all US stocks in 2018. How much money could you make by taking into account the future and investing perfectly?
Slowly (but steadily) going through the Sapolsky’s course. Lecture 7.
Many people know how many percents of their networth is invested in X. However, occasionally it is much more important how you invest your time. I call this (surprise) “time allocation”. Let’s see how to do this and a couple of unexpected examples, where percentage looks much scarier than the plain number of hours.
I’ve caught myself delaying a lot of (mostly pleasant) stuff to post FIRE times (i.e. quite far in the future). Let’s see what caused this, what the risks are and how I now avoid this.
Asking yourself “What is the worst that can happen as a result of a given activity?” can help you to start doing tasks where you are scared to fail or to avoid dangerous activities. Let’s see how it helps me.
I’ve started using TODOs not only in my code. Now I find them very useful in this new context. E.g. they can be a hint to prioritize and to postpone less important tasks.
Recently I’ve had Jekyll complaining about
post_urlnot working due to a missing file, but the file was there. This took me some time to figure out and I would like to share the issue (a non-obvious stray whitespace in the filename) as well as other ways this could have happened.
Let’s see what other people are going to do once they reach FIRE (based on their responses to SavingNinja thought experiment #5).
Imagine that you have finally FIRE’d and now you are bored. Which projects would you? This is the new shiny thought experiment by SavingNinja. And I have a lot to do, indeed…
I’ve accidentally bought second class apples, which were not bad at all. This made me think that I’ve been paying more for the first class apples without explicitly realizing this. Let’s see why this is bad.
Continuing watching and writing a summary for Robert Sapolsky’s course “Human Behavioral Biology”. Lecture 6.
I’ve read “So Good They Can’t Ignore You” by Cal Newport. Here is my impression (pretty mixed and rather on the negative side) and summary.
Continuing writing a summary for Robert Sapolsky’s course “Human Behavioral Biology”. Lectures 4 and 5.
I recently started buying discounted food more and here are my tips & tricks.
I took "The science of wellbeing" course at Coursera. I absolutely loved it! I would like to share my impression and a not so brief summary.
I watch “Human Behavioral Biology” course by Robert Sapolsky (from Stanford) on Youtube. It is very interesting. Here is my summary of the first three lectures.
I saw such an expensive package of pistachio in a supermarket that I couldn’t help not to share my find with you.
There are many brokers and choosing one is non-trivial. Let’s see how they differ from a perspective of a long term ETF investor living in Germany.
I’ve played Dominion and I really liked how the game could be used as a model for learning and life in general.
I suspect that it is very easy to underestimate the difference between paying 1% and 0.1% in yearly fees. Let’s calculate this difference. Moreover, let’s consider other kinds of fees and their impact on a long-term ETF investor.
Imagine that one day you wake up and find out that all your savings have been completely wiped out (e.g. by a cybercriminal). That’s how the new thought experiment by SavingNinja starts. Here you can see my thoughts about this unfortunate situation.
I continue exploring Interactive Brokers and today I will compare their fixed and tiered pricing models. I will also tell how to actually switch to tiered pricing.
I started using Interactive Brokers to buy ETFs and there was quite a steep learning curve. Thus, let me share what I learned, so that you don’t have to go through this yourself.
Recently I needed to send a parcel and I decided to use DHL and pay online. Unfortunately the form always showed me an obscure error. I tried to debug it. In the end I managed to find out the precise cause of the error and it happened to be related to UTF-8 encoding and Skype.
I’ve accidentally discovered that there will be another Financial Independence Week Europe (2019) in Budapest in May. I felt like it might be interesting to go there. However, before committing, I definitely should know how much it will cost, since my willingness to go is a function of cost. For example, with Chautauqua 2019 everything is extremely simple - €2300 is just too much.
So let’s see how much FIWE 2019 actually costs (at least for me) and consider some frugal (aka cheap) ways of attending.
Often I hear people invoking “my time costs X” argument when discussing ways to save money. Usually that’s how they explain why it does not make sense to spend time to save some amount Y, especially when it is much smaller than what they earn (i.e. X).
They are likely wrong. Let’s see why.
Recently I took somewhat famous "Learning how to learn" course at Coursera.
My experience was pretty mixed. I would like to share my impression and a brief summary.
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